Articles in Responsible finance

Photograph by Brett Matthews-Cambodia

The goldilocks conundrum of MFI returns in Cambodia

27 February 2015
UPSIDES RECOMMENDS – At the end of each month, Upsides publishes a high-quality white paper. We kick off with an analysis by Mekong Strategic Partners of the MFI sector in Cambodia, in particular the returns which are being generated and how they drive further outreach and financial inclusion. The analysis demonstrates how uniquely in Cambodia the Urban centres such as Phnom Penh, are in fact - along with FDI i.e. FMO and Triodos - funding the investment and growth into the rural sector. This is not typical and further demonstrates the success they are having at rural outreach and financial inclusion under a world class regulatory environment. read more
Renuka Fernando

Meet the banker: Renuka Fernando in Sri Lanka

23 February 2015
Upsides talks to bankers from around the world. Why did they start working in the financial sector? What does the financial landscape look like in their country? And how does this landscape influence their actions? read more
women-led sme

Six best practices to best serve women-led SMEs

10 February 2015
UPSIDES RECOMMENDS - For individuals, the new year is typically the time to make resolutions and vow to practice new, better habits. For businesses, the new year might be a good time to look for new opportunity. In the economic development space, one burgeoning opportunity is the small-to-medium enterprise (SME) segment. Over the past few years, this segment has made a significant contribution to the global economy. Women-led SMEs, in particular, are not only creating jobs for themselves but also employing others. In 2012, an estimated 126 million women were starting or running new businesses in 67 economies around the world. read more
financial inclusion

A ‘local’ answer to financial inclusion

29 January 2015
UPSIDES RECOMMENDS - A small ‘local area’ bank and a Business Correspondent (BC) company in India may be showing the way forward in using agent channels to provide savings services to low-income clients. read more
Mother and son - India. A small child engages with new technology, hopefully developing new knowledge and skills, while his mother is working her traditional daily job.

More than a thousand words – CGAP Photo Contest

28 January 2015
Jessica Pacheco

Meet the banker: Jessica Pacheco in Peru

16 January 2015
Upsides talks to bankers from around the world. Why did they start working in the financial sector? What does the financial landscape look like in their country? And how does this landscape influence their actions? read more
Gabriel Gonzalez

Meet the banker: Gabriel Gonzalez in Paraguay

23 December 2014
Upsides talks to bankers from around the world. Why did they start working in the financial sector? What does the financial landscape look like in their country? And how does this landscape influence their actions? read more
CGAP, Nayan Sthankiya

Five bright ideas for responsible digital finance

22 December 2014
UPSIDES RECOMMENDS - Delivery of financial services via mobiles, cards and other digital means is growing at a blistering pace in some markets. In Bangladesh, for example, annual growth in the number of mobile money users, agents and transaction volumes is averaging over 500 percent. This trend is hugely promising for helping previously unbanked people have more and better financial options. Many of us are asking how digital financial inclusion can be accelerated in more places and for more underserved consumers. There is another important question we should be asking as we work to promote digital finance innovation and scaling: 'What are reasonable steps that providers and other players should be taking to ensure that these services are being delivered fairly, transparently and safely?' read more