Articles in Responsible finance

Banana firms can get a green loan © Dorthe Hagenguth / Agent

Putting E&S front and centre in lending

16 August 2013
On the heels of the 2008 international financial crisis, scores of bankers worldwide focused their attention exclusively on picking through bad loan portfolios and shoring up their assets to limp through to the next quarter. At precisely that time, Banco Pichincha of Ecuador set its sights on the future and took a bold, forward-looking move. read more
True Price Platform

True Price platform launched

4 July 2013
True Price is a non-profit organisation that helps front-running companies uncover social and ecological costs. The services that they offer resonate with the broader movement towards a transparent, inclusive and future-proof economy. read more
G8 summit 2013

G8 leaders embrace impact investing

21 June 2013
More than 90 institutional signatories applaud UK Prime Minister David Cameron and officials from G8 countries for their proactive step to embrace the promise of impact investing to tackle significant global challenges. read more
Hello Paisa in Nepal

Branchless banking in Nepal: Hello Paisa

21 May 2013
This article is part of a series of three about branchless banking. After having explored the benefits of branchless banking and the importance of understanding the customer’s behaviour, we now look at Hello Paisa in Nepal. Manager Bank 2.0 at Laxmi Bank Limited Nikesh Ghimire explains how this successful example of branchless banking came about. read more
Eugenio is convinced that he would have lost money, if he would not have participated in the course. The reason: lack of knowledge. Thanks to the course the carpentry’s results are now improving.

Creating healthy businesses in Paraguay

21 May 2013
mPesa is hugely successful in Kenya

The value propositions of branchless banking

16 April 2013
Branchless banking is not new: at the end of 2012, there were 150 live mobile money services around the world. However, around 90 percent of these have failed to be taken up by the market which they were intended to serve customers may sign up, but then never or rarely use the service. Why has this happened? And indeed, why has it continued to happen? Can this trend be reversed, so that deploying Alternative Delivery Channels for financial services show ongoing returns that exceed the cost of their implementation, and simultaneously offer measurable benefits for the low-income clients who they are intended to serve? read more
Thinking globally

Fundamental shift in banking

16 April 2013
On 13 March 2013, the Global Alliance for Banking on Values (GABV), a network of the worlds leading sustainable banks, issued a declaration in Berlin outlining how the banking system should be transformed. The declaration calls for a fundamental shift in how banks operate in order to make them more transparent, sustainable and diverse. read more
bKash agent in remote village © bKash

Banking beyond branches

25 March 2013
Banks in emerging and developing countries are increasingly recognising the potential of the low-income market segment. However, setting up and running a bank branch is an expensive business. This is where branchless banking comes in. Read the first article in an insightful series of three on how banking beyond conventional branches creates financial inclusion for all. read more